Smith Mountain Lake News

Stimulus Check Scam

February 3rd, 2009 · Comment Now!

dollarEven in wonderful communities such as Smith Mountain Lake, good people can get ripped off by clever thieves. One of the most recent dangers to be aware of is getting taken in by a notice you may receive in the mail containing a check that claims to be your 2009 stimulus check (or part of it).

These checks look entirely legitimate and have been recieved in amounts as high as $5,000. You are thinking they can’t be cashed, but many of them have gone through at the banks, at first that is. Then once the bank digs a little deeper and declares the check counterfeit, if you have spent any of it, you will have to pay it back.

In some instances a notice comes with the fake stimulus check saying you will be awarded even more money if you call a toll-free number and give some personal information, which would then give them access to your accounts, etc.

Many people are caught by this deceit because everyone has heard of the package being talked about by the Obama administration. This legislation has not been passed yet however, and when it is, it will go through official channels. And unfortunately, it will not be thousands of dollars that we receive when and if it does happen.

To avoid scams like this one, don’t EVER give out personal information such as social security numbers or bank account info. regardless of how legitimate the caller, email or letter in the mail may seem.
Be aware that it is highly unlikely you will ever be offered any free money without some kind of strings attached. And never cash an unknown check you recieve until you have thoroughly verified it’s source and legitimacy.
If it seems to good to be true, it probably is. Don’t be fooled by swindlers out to steal from you. If someone tells you that you won a  contest you never entered, or you get an email saying you have inherited thousands of dollars from someone you don’t know, you are being scammed. Report any such occurrences to the authorities and warn your friends and family.

Tags: Lake Living · Local News

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