20 Cottage LN, Moneta, VA 24121 (MLS# 919893)


$1,150,000
20 Cottage LN
Moneta, VA 24121
MLS# 919893
3 beds  |  3.1 baths  |  2863 sqft


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Property Description
Welcome to The Boardwalk, one of Smith Mountain Lake's most sought-after communities thanks to its ideal location by both land and water. This Nantucket-style home offers just under 3,000 square feet of thoughtfully designed living space across three levels — perfect for spreading out guests and family while maintaining a comfortable, manageable feel. Enjoy stunning sunrises over Smith Mountain from your home, and take full advantage of the community's exceptional amenities including a pool, tennis courts, game area, picnic pavilion, waterfront gazebo, and scenic lookout tower. HOA dues cover lawn mowing, weed control, and landscaping, allowing for low-maintenance living. This property includes a covered, deeded boat slip (Slip 17), PWC lift, a one-car garage, and four additional parking

Details
General Property Description
Property Sub-Type: Single Family Residence
Construction Status: Completed
Residential Type: Detached
Total Acreage: 0.2
Entry Above Grd Fin SQFT: 1179
Upper Above Grd Fin SQFT: 745
Lower Below Grd Fin SQFT: 939
Other Above Grd Fin SQFT: 0
Total Fnshd SqFt: 2863
Total Above Grd Fin SQFT: 1924
Grand Total Attached SQFT: 2863
Basement Y/N: Yes
Water Class: Waterfront Property
Length of Waterfront: 0
Total Unfin SQFT: 0
Prim. Covered Prking: Garage Attached
# Prim Cov Spaces: 1
Uncovered # Spaces: 4
Total Cov'd Prk Spc: 1
Year Built: 1998
Total Bdrm: 3
Total Bths: 3.1
Total F Baths: 3
Total H Baths: 1
Water ID: Smith Mtn Lake
Location, Tax & Legal
Major Area: 04 - Franklin County
Phase: 0
Subdivision Map: The Boardwalk
Lot: 17
Block: 0
Tax ID: 032 06-10700
Annual Taxes: 4287.1
Section: 0
POA Y/N: Yes
POA/Condo Dues: 470
POA/Condo Terms A/M: Monthly
Area: 0490 - SML Franklin County
Street Number: 20
Street Name: Cottage
Street Suffix: LN
State/Province: VA
Zip Code: 24121
Subdivision: The Boardwalk
Municipality: Franklin County
Elementary School: Dudley
Middle School: Ben Franklin Middle
High School: Franklin County
Remarks & Misc
Directions: Booker T. Washington Hwy (Rt 122) to Scruggs Rd, L into Boardwalk (Boardwalk Drive), R on Cottage Lane, Second home on Right.
Style of House
Cottage: 1
Limited Service
Not Limited Service: 1
Lot Description
Down Slope: 1
Level: 1
Construction
Wood: 1
Basement
Full: 1
Walk-Out Access: 1
Views
Lake: 1
Mountain(s): 1
Sunrise: 1
Heating
Heat Pump Electric: 1
Misc Features
Paved Road: 1
Underground Util: 1
Cooling
Heat Pump Electric: 1
Fireplace
# Fireplaces: 2
Gas Log: 1
Masonry: 1
Living Room: 1
Recreation Room: 1
Water Description
Public: 1
Sewer Description
Shared Septic: 1
Water Heater Type
Tank: 1
Interior Features
Bookcases: 1
Cathedral Ceiling(s): 1
Ceiling Fan(s): 1
Walk-In Closet(s): 1
Internet Access
Cable: 1
Cur'nt Internet Prov: Shentel
Exterior Features
Deck: 1
Paved Driveway: 1
Porch
Covered Porch: 1
Front Porch: 1
Appliances
Dishwasher: 1
Garage Door Opener: 1
Microwave Oven (Built In): 1
Range Electric: 1
Refrigerator: 1
Floors
Carpet: 1
Tile - i.e. ceramic: 1
Wood: 1
Boat Dock Desc
Boat Hoist: 1
Pers WaterCraft Lift: 1
Area Amenities
Common Pool: 1
Tennis Court(s): 1
Water Features
Beach Front: 1
Cove: 1
Main Channel: 1
Windows
Insulated: 1
Exterior Doors
Full View: 1
Water Acc Only B
Community Boat Ramp: 1
Deed/Assgn Dock: 1
Primary Bedrooms
Primary BR Entry Lvl: 1
Water Htr Energy
Electric: 1
Bedrooms
BR Entry Level: 1
BR Upper Level: 2
Water Details
Number Covered Slips: 1
Full Baths
Full Baths Entry Lvl: 1
Full Baths Lower Lvl: 1
Full Baths Upper Lvl: 1
Half Baths
Half Baths Entry Lvl: 1
Laundry
Laundry Entry Level: 1
Contract Information
Current Price: $1,150,000
Sold Price: $1,150,000
List Date: 2025-08-08
Status: Closed
Status Change Info
Ratified Contract Dt: 2025-08-10
Sold Date: 2025-09-10
Sold Price: $1,150,000
Property Features
Style of House: Cottage
Limited Service: Not Limited Service
Lot Description: Down Slope; Level
Construction: Wood
Basement: Full; Walk-Out Access
Heating: Heat Pump Electric
Cooling: Heat Pump Electric
Fireplace: Gas Log; Masonry; Living Room; Recreation Room
Interior Features: Bookcases; Cathedral Ceiling(s); Ceiling Fan(s); Walk-In Closet(s)
Exterior Features: Deck; Paved Driveway
Views: Lake; Mountain(s); Sunrise
Appliances: Dishwasher; Microwave Oven (Built In); Garage Door Opener; Refrigerator; Range Electric
Misc Features: Paved Road; Underground Util
Area Amenities: Common Pool; Tennis Court(s)
Floors: Carpet; Tile - i.e. ceramic; Wood
Windows: Insulated
Exterior Doors: Full View
Porch: Covered Porch; Front Porch
Water Description: Public
Sewer Description: Shared Septic
Water Heater Type: Tank
Water Htr Energy: Electric
Internet Access: Cable
Water Acc Only B: Deed/Assgn Dock; Community Boat Ramp
Boat Dock Desc: Boat Hoist; Pers WaterCraft Lift
Water Features: Cove; Main Channel; Beach Front
Supplements
spaces. NEW ROOF 2024. Beautifully maintained and full of charm, this home offers the perfect blend of lake living and year-round convenience in a neighborhood that truly feels like home.
Room Information
Room Name Level Level
Primary BedroomEntryEntry
Bedroom 2UpperUpper
Bedroom 3UpperUpper
DenUpperUpper
Dining AreaEntryEntry
FoyerEntryEntry
KitchenEntryEntry
LaundryEntryEntry
Living RoomEntryEntry
OfficeUpperUpper
Recreation RoomLowerLower

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

Last Updated: September - 10 - 2025

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