Communities  ›  Moneta
Community Guide

Moneta, Virginia

Smith Mountain Lake's commercial heart — the Westlake corridor's shopping and dining, and the lake's broadest range of homes, from water-access condos to premier waterfront estates.

Where Moneta sits

Moneta anchors the northern Franklin and Bedford County sides of Smith Mountain Lake — as odd as it sounds, Moneta spans both counties — and includes the Westlake corridor and the Halesford Bridge commercial area, the lake's main hubs for groceries, dining, medical care, and everyday errands. For many buyers it's the most convenient base on the lake: you're close to services without giving up pristine waterfront.

Everyday amenities

Westlake shopping and dining, Bridgewater Plaza on the water, marinas, medical offices, and quick access to Route 122. It's the part of the lake where day-to-day life is simplest.

Housing stock in Moneta

Moneta carries the widest spread of any community on the lake — water-access townhomes and condos, off-water single-family homes, and some of the lake's most significant waterfront estates. That range is exactly why it suits such different buyers, from first-time second-home owners to top-of-market waterfront purchasers.

Current Moneta listings — live from the MLS

These are the same live listings the site has always shown for Moneta, updated daily from the regional MLS.

41 matches found

$649,700
381 Browns Point DR, Moneta, VA 24121
View Photos (10)
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 2000
Year Built: 1997
Area: 0490 - SML Franklin County
Subdivision: N/A
Description: Welcome to 381 Browns Point Dr! This spacious 4BR/2BA one-level home is sit...
Water ID: Smith Mtn Lake
Listing Office: PROPERTY NAVIGATORS LLC
Last Updated: October - 01 - 2026
$1,299,700
56 Brookside LN, Moneta, VA 24121
View Photos (151)Virtual Tours (1)
# of Bedrooms: 4
# of Bathrooms: 3
Square Footage: 3996
Year Built: 1991
Area: 0490 - SML Franklin County
Subdivision: Lakewood Forest
Description: Best that Smith Mountain Lake has to offer w Fantastic location by both wat...
Water ID: Smith Mtn Lake
Listing Office: PROPERTY NAVIGATORS LLC
Last Updated: October - 01 - 2026
$1,200,000
1280 Bremble DR, Moneta, VA 24121
View Photos (72)
# of Bedrooms: 9
# of Bathrooms: 7.1
Square Footage: 8179
Year Built: 1979
Area: 0490 - SML Franklin County
Subdivision: N/A
Description: Unique B2-zoned, short-term rentable multi-family lakefront property. 1276 ...
Water ID: Smith Mtn Lake
Listing Office: MKB, REALTORS® - AT THE LAKE
Last Updated: October - 01 - 2026
$1,649,900
307 Lakewood DR, Moneta, VA 24121
View Photos (78)Virtual Tours (1)
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 2952
Year Built: 1972
Area: 0690 - SML Bedford County
Subdivision: High Point
Description: FANTASTIC POINT LOT WITH A WONDERFUL VIEW OF THE MAIN CHANNEL AND SUNSET. T...
Water ID: Smith Mtn Lake
Listing Office: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Last Updated: October - 01 - 2026
$749,999
890 Long Island DR, Moneta, VA 24121
View Photos (79)
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1728
Year Built: 1983
Area: 0490 - SML Franklin County
Subdivision: Long Island Estates
Description: Escape to the beauty of Smith Mountain Lake in this charming A-frame home, ...
Water ID: Smith Mtn Lake
Listing Office: PROPERTY NAVIGATORS LLC
Last Updated: September - 30 - 2026
$889,900
6319 Scruggs RD, Moneta, VA 24121
View Photos (31)
# of Bedrooms: 4
# of Bathrooms: 3
Square Footage: 2304
Year Built: 1978
Area: 0490 - SML Franklin County
Subdivision: Deer Creek Estates
Description: Charming lake cottage with beautiful long-water views and a peaceful settin...
Water ID: Smith Mtn Lake
Listing Office: RE/MAX LAKEFRONT REALTY INC
Last Updated: September - 30 - 2026
$1,095,000
2085 Lakewood Forest RD, Moneta, VA 24121
View Photos (85)
# of Bedrooms: 4
# of Bathrooms: 3.1
Square Footage: 3349
Year Built: 2003
Area: 0490 - SML Franklin County
Subdivision: N/A
Description: Experience the ultimate SML lifestyle in this beautifully updated waterfron...
Water ID: Smith Mtn Lake
Listing Office: RE/MAX ALL STARS
Last Updated: September - 30 - 2026
$929,900
125 Briarcliff DR, Moneta, VA 24121
View Photos (33)
# of Bedrooms: 3
# of Bathrooms: 3
Square Footage: 2909
Year Built: 1987
Area: 0690 - SML Bedford County
Subdivision: Beechwood West
Description: Charming waterfront log home with character inside and out, situated on a g...
Water ID: Smith Mtn Lake
Listing Office: RE/MAX LAKEFRONT REALTY INC
Last Updated: September - 30 - 2026
$1,395,000
Aerial from the Lake
View Photos (67)Virtual Tours (1)
# of Bedrooms: 3
# of Bathrooms: 4
Square Footage: 3457
Year Built: 1989
Area: 0490 - SML Franklin County
Subdivision: Hales Point
Description: Beautiful Smith Mountain Lakefront Contemporary offering 251 feet of shorel...
Water ID: Smith Mtn Lake
Listing Office: LONG & FOSTER - SMITH MTN LAKE
Last Updated: September - 30 - 2026
$1,597,500
639 Compass Cove CIR, Moneta, VA 24121
View Photos (121)Virtual Tours (1)
# of Bedrooms: 5
# of Bathrooms: 4
Square Footage: 3922
Year Built: 2026
Area: 0490 - SML Franklin County
Subdivision: Compass Cove
Description: Located in the prestigious community of Compass Cove, this brand-new home o...
Water ID: Smith Mtn Lake
Listing Office: EXP REALTY LLC - SML
Last Updated: September - 29 - 2026

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All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.

Notable areas & subdivisions

A few of the neighborhoods buyers ask about most — described by their setting and housing, never by who lives there.

The Water's Edge

The Franklin-side golf and country-club community Paul's guide singles out as prestigious — an established waterfront and water-access neighborhood.

Westlake / Bridgewater

The commercial corridor's mix of condos, townhomes and off-water homes, closest to services.

We describe communities by their features and setting only — never by the characteristics of the people who live there. (Fair Housing.)

Moneta Questions

What buyers ask about Moneta

Is Moneta a good area of Smith Mountain Lake to buy in?

For many buyers, yes — it offers the lake's widest range of homes and the easiest access to shopping, dining and services. The right side of the lake depends on how you'll actually use it; that's a good conversation to have before you choose.

What's the price range for homes in Moneta?

Moneta carries the widest spread on the lake — from water-access condos to premier waterfront estates — so ranges shift with the market. The live MLS listings above update daily, and Paul quotes current numbers on request.

Is Moneta on the waterfront side of Smith Mountain Lake?

Moneta includes true waterfront, water-access, and off-water homes. Because the lake winds through the area, "in Moneta" can mean very different drive times and settings — worth checking property by property.

Explore Moneta

See what's for sale in Moneta

Browse current Moneta listings, or start with the free guide before you tour a single home.

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