$849,000
Penhook, VA 24137
MLS# 923883
3 beds | 3 baths | 1520 sqft
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Property Description
Gorgeous AFFORDABLE Smith Mountain Lake waterfront home offering the ultimate lake lifestyle with incredible views, extensive upgrades, and an exceptional double-slip dock! POTENTIAL to be used as a short term rental! This beautifully maintained 3-bedroom, 3-bath home is designed for both comfort and entertaining, featuring a finished basement complete with a bedroom and full bathroom, ideal for guests or family. The home has been thoughtfully updated with major improvements that provide peace of mind, including a main HVAC system just 4 years old and a basement mini-split only 2 years old. The septic system has been recently pumped with lines cleaned, leaving one less thing for you to worry about at move in.
Details
Maps
General Property Description
Lot Dimensions: 0.89
Property Sub-Type: Single Family Residence
Construction Status: Completed
Residential Type: Detached
Total Acreage: 0.89
Entry Above Grd Fin SQFT: 1120
Upper Above Grd Fin SQFT: 0
Lower Below Grd Fin SQFT: 400
Other Above Grd Fin SQFT: 0
Total Fnshd SqFt: 1520
Total Above Grd Fin SQFT: 1120
Grand Total Attached SQFT: 1520
Basement Y/N: Yes
Water Class: Waterfront Property
Length of Waterfront: 75
Total Unfin SQFT: 0
Prim. Covered Prking: N/A
Add'l Covered Prkng: Not Applicable
Total Cov'd Prk Spc: 0
Year Built: 1986
Total Bdrm: 3
Total Bths: 3
Total F Baths: 3
Water ID: Smith Mtn Lake
Location, Tax & Legal
Major Area: 04 - Franklin County
Phase: 0
Lot: 1
Block: 0
Tax ID: 0670002101C
Annual Taxes: 1784
Section: 0
Zoning Code: A1
POA Y/N: No
Area: 0490 - SML Franklin County
Street Number: 1111
Street Name: Jefferson Dock
Street Suffix: RD
State/Province: VA
Zip Code: 24137
Subdivision: N/A
Municipality: Franklin County
Elementary School: Glade Hill
Middle School: Ben Franklin Middle
High School: Franklin County
Remarks & Misc
Directions: Route 40 to Penhook,turn onto Morgan's Ford Rd, Bear R into Jefferson Dock Rd to house on the R.
Style of House
1 Story: 1
Limited Service
Not Limited Service: 1
Lot Description
Gentle Sloping: 1
Construction
Stone: 1
Wood: 1
Basement
Partial: 1
Walk-Out Access: 1
Heating
Heat Pump Electric: 1
Cooling
Heat Pump Electric: 1
Water Description
Private Well: 1
Sewer Description
Private Septic: 1
Interior Features
Ceiling Fan(s): 1
Storage: 1
Exterior Features
Deck: 1
Appliances
Microwave Oven (Built In): 1
Range Electric: 1
Refrigerator: 1
Floors
Carpet: 1
Laminate: 1
Wood: 1
Primary Bedrooms
Primary BR Entry Lvl: 1
Bedrooms
BR Entry Level: 2
BR Lower Level: 1
Full Baths
Full Baths Entry Lvl: 2
Full Baths Lower Lvl: 1
Laundry
Laundry Entry Level: 1
Contract Information
Current Price: $849,000
List Price: $849,000
List Date: 2026-01-09
Status: Active
Property Features
Style of House: 1 Story
Limited Service: Not Limited Service
Lot Description: Gentle Sloping
Construction: Stone; Wood
Basement: Partial; Walk-Out Access
Heating: Heat Pump Electric
Cooling: Heat Pump Electric
Interior Features: Ceiling Fan(s); Storage
Exterior Features: Deck
Appliances: Microwave Oven (Built In); Refrigerator; Range Electric
Floors: Carpet; Laminate; Wood
Water Description: Private Well
Sewer Description: Private Septic
Supplements
Outside, you'll appreciate the attention to detail with black aluminum railings, new decking within the last three years, and a front yard fence installed just 3 years ago, offering both style and functionality. The true showstopper is the gorgeous dock, perfectly set up to enjoy Smith Mountain Lake in every season. This two-slip dock features two boat lifts, with one brand-new lift added this year, plus a grandfathered-in sun decka rare and highly sought-after feature. An additional party deck off the dock creates the perfect space for entertaining, relaxing, and taking in the lake views. Whether hosting gatherings or enjoying quiet mornings on the water, this dock delivers an unmatched lake experience. Inside, the kitchen is equally impressive with granite countertops installed within the last three years, blending modern style with everyday functionality. The home is move-in ready and thoughtfully maintained, allowing you to spend more time enjoying the lake and less time worrying about updates.
With a strong offer, the boat and furnishings may convey, including a 2017 Taho 2150 Deck Boat that comfortably seats 10-12 people, making this a truly turn-key lakefront opportunity. From the extensive updates to the rare dock features and potential for a fully furnished, ready-to-enjoy setup, this Smith Mountain Lake home is an exceptional value. The value is here, the GORGEOUS waterfront is here- the only thing missing is YOU! All information to be independently verified by buyer and buyers agent. Scoop up this blessing indeed~
Listing Office: VIRGINIA REALTY GROUP
Last Updated: January - 14 - 2026
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