$475,000
Moneta, VA 24121
MLS# 928293
2 beds | 1 baths | 1344 sqft
1 / 53
Property Description
WATERFRONT COTTAGE WITH EXCEPTIONAL DOCK, DEEP WATER & WIDE WATER VIEW Rare opportunity to own an affordable waterfront retreat at Smith Mountain Lake with features that are increasingly difficult to find. Conveniently located just off the desirable Scruggs Road corridor, you'll enjoy quick access to restaurants, shopping, groceries, medical facilities, marinas, and all the amenities of Westlake while still enjoying the peace and privacy of lakefront living. Situated on a gently sloping lot with an easy walk to the water, this charming and well-maintained cottage offers breathtaking wide-water views, beautiful sunset views, and an impressive dock with permit to pass. Enjoy approx. 8.5 feet of water depth at the end of the dock as of the listing date during historically low lake levels
Details
Maps
General Property Description
Lot Dimensions: 174X106x184x104
Property Sub-Type: Manufactured Home
Construction Status: Completed
Residential Type: Detached
Total Acreage: 0.5
Entry Above Grd Fin SQFT: 672
Upper Above Grd Fin SQFT: 0
Other Above Grd Fin SQFT: 0
Total Fnshd SqFt: 672
Total Above Grd Fin SQFT: 672
Grand Total Attached SQFT: 1344
Basement Y/N: No
Water Class: Waterfront Property
Length of Waterfront: 104
Total Unfin SQFT: 672
Prim. Covered Prking: N/A
Add'l Covered Prkng: Not Applicable
Uncovered Parking: Off Street Parking
Total Cov'd Prk Spc: 0
Year Built: 1974
Total Bdrm: 2
Total Bths: 1
Total F Baths: 1
Water ID: Smith Mtn Lake
Location, Tax & Legal
Major Area: 04 - Franklin County
Phase: 0
Subdivision Map: 0470204200
Lot: 12
Block: 1
Tax ID: 047 02-042 00
Annual Taxes: 1408
Section: 1
Zoning Code: RC1
POA Y/N: Yes
POA/Condo Dues: 80
POA/Condo Terms A/M: Annual
Area: 0490 - SML Franklin County
Street Number: 35
Street Name: Bluewater
Street Suffix: CT
State/Province: VA
Zip Code: 24121
Subdivision: Bluewater Bay
Municipality: Franklin County
Elementary School: Dudley
Middle School: Ben Franklin Middle
High School: Franklin County
Remarks & Misc
Directions: From Westlake, Scruggs to Right on Bluewater Drive, Bear left on Bluewater Court to property on Left.
Style of House
1 Story: 1
Cottage: 1
Limited Service
Not Limited Service: 1
Lot Description
Gentle Sloping: 1
Views: 1
Construction
Manufactured House: 1
Wood: 1
Other - See Remarks: 1
Basement
Crawl Space: 1
Views
Lake: 1
Sunset: 1
Unfinished Attached SQFT
Entry Above Grd Unfin SQFT: 672
Heating
Baseboard Electric: 1
Misc Features
Cable TV: 1
Paved Road: 1
Underground Util: 1
Cooling
Window Unit(s): 1
Other - See Remarks: 1
Water Description
Public: 1
Sewer Description
Private Septic: 1
Manufactured ?
Single Wide: 1
Water Heater Type
Tank: 1
Interior Features
Ceiling Fan(s): 1
Internet Access
Cable: 1
DSL: 1
Exterior Features
Shed(s): 1
Porch
Covered Porch: 1
Rear Porch: 1
Appliances
Clothes Dryer: 1
Clothes Washer: 1
Microwave Oven (Built In): 1
Range Electric: 1
Refrigerator: 1
Floors
Luxury Vinyl Plank: 1
Boat Dock Desc
A-Roof: 1
Boat Hoist: 1
Pers WaterCraft Lift: 1
Area Amenities
Restaurant: 1
Water Features
Main Channel: 1
Riprap Shoreline: 1
Windows
Storm: 1
Exterior Doors
Insulated: 1
Metal: 1
Primary Bedrooms
Primary BR Entry Lvl: 1
Water Htr Energy
Electric: 1
Bedrooms
BR Entry Level: 2
Full Baths
Full Baths Entry Lvl: 1
Laundry
Laundry Entry Level: 1
Contract Information
Current Price: $475,000
List Price: $475,000
List Date: 2026-06-08
Status: Active
Property Features
Style of House: 1 Story; Cottage
Limited Service: Not Limited Service
Lot Description: Gentle Sloping; Views
Construction: Manufactured House; Other - See Remarks; Wood
Basement: Crawl Space
Heating: Baseboard Electric
Cooling: Window Unit(s); Other - See Remarks
Interior Features: Ceiling Fan(s)
Exterior Features: Shed(s)
Views: Lake; Sunset
Appliances: Clothes Dryer; Microwave Oven (Built In); Refrigerator; Range Electric; Clothes Washer
Misc Features: Cable TV; Paved Road; Underground Util
Area Amenities: Restaurant
Floors: Luxury Vinyl Plank
Windows: Storm
Exterior Doors: Insulated; Metal
Porch: Covered Porch; Rear Porch
Water Description: Public
Sewer Description: Private Septic
Water Heater Type: Tank
Water Htr Energy: Electric
Internet Access: Cable; DSL
Boat Dock Desc: A-Roof; Boat Hoist; Pers WaterCraft Lift
Water Features: Main Channel; Riprap Shoreline
Supplements
due to drought, (average depth is 12-15 ft) providing excellent water access for boating and recreation. The dock features two covered slips, spacious sundecks, and plenty of room to relax, entertain, swim, fish, or simply enjoy life at the lake. The home has been lovingly maintained and updated over the years, offering a clean, comfortable, and inviting lake getaway. A full-length covered porch spans the lakeside of the home, creating the perfect outdoor living space to enjoy morning coffee, afternoon shade, and spectacular sunsets overlooking the water.
Whether you're searching for a weekend escape, a seasonal retreat, or a future homesite with an existing cottage to enjoy today, this property offers tremendous value through its unique combination of deep water, wide views, gentle topography, and an exceptional dock.
Property is being sold As-Is. Purchasers are welcome to conduct any inspections desired; however, seller will make no repairs and inspections shall be for informational purposes only. The existing dock has permit to pass. Please refer to documents for additional dock information.
Room Information
| Room Name | Level |
| Kitchen | Entry |
| Family Room | Entry |
| Bedroom 1 | Entry |
| Bedroom 2 | Entry |
Listing Office: SINK REALTY GROUP LLC
Last Updated: June - 10 - 2026
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