$489,321
Moneta, VA 24121
MLS# 927007
3 beds | 2 baths | 1728 sqft
1 / 52
Property Description
Wake up each morning to peaceful water views and the quiet comfort of single-level living in the inviting Mallard Cove Estates. This is a true water-access home--offering the lake lifestyle without paying the waterfront price. Thoughtful updates are found throughout, including upgraded kitchen cabinetry, an elegant LED-lit backsplash, refreshed ceiling fans, a fully serviced septic system with riser, HVAC cleaning, new crawlspace lighting, generator back-feed wiring, epoxy-mortar sidewalks, professionally reseeded grounds, and many more improvements too numerous to list. Every detail has been handled so you can simply settle in and enjoy the ease of lakeside living.
Details
Maps
General Property Description
Property Sub-Type: Single Family Residence
Construction Status: Completed
Residential Type: Detached
Total Acreage: 1.24
Entry Above Grd Fin SQFT: 1728
Upper Above Grd Fin SQFT: 0
Lower Below Grd Fin SQFT: 0
Entry Below Grd Fin SQFT: 0
Other Above Grd Fin SQFT: 0
Other Below Grd Fin SQFT: 0
Detached Above Grd Fin SQFT: 0
Total Fnshd SqFt: 1728
Total Above Grd Fin SQFT: 1728
Grand Total Attached SQFT: 1728
Basement Y/N: No
Water Class: Water Access Only
Total Unfin SQFT: 0
Prim. Covered Prking: N/A
Add'l Covered Prkng: Not Applicable
Uncovered Parking: Off Street Parking
Uncovered # Spaces: 6
Total Cov'd Prk Spc: 0
Year Built: 1999
Total Bdrm: 3
Total Bths: 2
Total F Baths: 2
Water ID: Smith Mtn Lake
Location, Tax & Legal
Major Area: 04 - Franklin County
Phase: 0
Subdivision Map: Mallard Cove
Lot: 26
Block: 0
Tax ID: 030 07-026 00
Annual Taxes: 1535
Section: 0
Zoning Code: A1
POA Y/N: Yes
POA/Condo Dues: 200
POA/Condo Terms A/M: Annual
Area: 0490 - SML Franklin County
Street Number: 414
Street Name: Mallard Cove
Street Suffix: RD
State/Province: VA
Zip Code: 24121
Subdivision: Mallard Cove Estates
Municipality: Franklin County
Elementary School: Dudley
Middle School: Ben Franklin Middle
High School: Franklin County
Remarks & Misc
Directions: From Hales Ford Bridge: 122S, L on Scruggs RD, L Lakewood Forest, R Mallard Cove to house at end on the R
Style of House
Ranch: 1
Limited Service
Not Limited Service: 1
Lot Description
Gentle Sloping: 1
Views: 1
Construction
Vinyl: 1
Basement
Crawl Space: 1
Views
Lake: 1
Heating
Heat Pump Electric: 1
Leased Equipment
Propane Tank: 1
Misc Features
Paved Road: 1
Underground Util: 1
Cooling
Heat Pump Electric: 1
Fireplace
# Fireplaces: 1
Family Room: 1
Water Description
Private Well: 1
Sewer Description
Private Septic: 1
Water Heater Type
Tank: 1
Internet Access
Cur'nt Internet Prov: Shentel
Exterior Features
Deck: 1
Garden Space: 1
Paved Driveway: 1
Porch
Covered Porch: 1
Front Porch: 1
Side Porch: 1
Appliances
Clothes Dryer: 1
Clothes Washer: 1
Dishwasher: 1
Microwave Oven (Built In): 1
Range Electric: 1
Floors
Luxury Vinyl Plank: 1
Tile - i.e. ceramic: 1
Wood: 1
Area Amenities
Marina Access: 1
Windows
Insulated: 1
Exterior Doors
Insulated: 1
Water Acc Only A
Access - On/Off Site: On Site
Water Acc Only B
Community Boat Ramp: 1
Community Dock: 1
Primary Bedrooms
Primary BR Entry Lvl: 1
Water Htr Energy
Electric: 1
Bedrooms
BR Entry Level: 3
Full Baths
Full Baths Entry Lvl: 2
Laundry
Laundry Entry Level: 1
Contract Information
Current Price: $489,321
List Price: $489,321
List Date: 2026-04-28
Status: Active
Property Features
Style of House: Ranch
Limited Service: Not Limited Service
Lot Description: Gentle Sloping; Views
Construction: Vinyl
Basement: Crawl Space
Heating: Heat Pump Electric
Cooling: Heat Pump Electric
Fireplace: Family Room
Exterior Features: Deck; Garden Space; Paved Driveway
Views: Lake
Appliances: Dishwasher; Clothes Dryer; Microwave Oven (Built In); Range Electric; Clothes Washer
Leased Equipment: Propane Tank
Misc Features: Paved Road; Underground Util
Area Amenities: Marina Access
Floors: Luxury Vinyl Plank; Tile - i.e. ceramic; Wood
Windows: Insulated
Exterior Doors: Insulated
Porch: Covered Porch; Front Porch; Side Porch
Water Description: Private Well
Sewer Description: Private Septic
Water Heater Type: Tank
Water Htr Energy: Electric
Water Acc Only B: Community Dock; Community Boat Ramp
Supplements
Set on 1.24 acres of lush, usable land, the property feels like your own private retreat. Evenings are made for unwinding under the freshly painted, electricity-equipped gazebo/pavilion on its solid concrete slab--perfect for outdoor dinners, morning coffee, or gathering with friends. The garden shed and wooded backdrop add charm and privacy, creating a sense of space that feels both expansive and intimate.
Just a short stroll down the road, the lake becomes an extension of your backyard. Launch a boat from the community ramp, spend the afternoon at the day docks, or enjoy a picnic by the water. Whether you're seeking quiet weekends, memorable summers, or a year-round escape, this home offers a lifestyle centered around ease, nature, and the simple joy of being near the lake.
Listing Office: LAKE RETREAT PROPERTIES INC.
Last Updated: April - 28 - 2026
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