428 Anchor DR, Moneta, VA 24121 (MLS# 918549)


$1,565,000
428 Anchor DR
Moneta, VA 24121
MLS# 918549
5 beds  |  4.1 baths  |  4638 sqft


428 Anchor Drive
  1 / 115  
428 Anchor Drive Rear View Front View Front View Front View Front VIew Side View Side View Dining Area Dining Area Dining Area Dining Area Dining Area Dining Area Living Room Living Room Living Room Living Room Living Room Kitchen Kitchen Kitchen Kitchen Kitchen Family Room Family Room 027-MIB01143 028-MIB01146 029-MIB01149 030-MIB01152 031-MIB01155 032-MIB01158 033-MIB01161 034-MIB01164 Hallway Hallway Bathroom Bathroom Bedroom Bedroom Bedroom Bathroom Bathroom Bathroom Bathroom Bedroom Bedroom Bedroom Bathroom Hallway Deck Upper Level Bedroom Bathroom Bathroom Bedroom Bedroom Bedroom Deck View Rec Room Rec Room Rec Room Rec Room Rec Room Kitchen- Lower Kitchen- Lower Kitchen- Lower Kitchen- Lower Bedroom Bedroom Bathroom Garage Deck Deck Deck View Dock Dock Dock Dock Dock Rear View Side View Front Front Front Front Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Aerial Driveway 001-Floorplan 002-Floorplan 003-Floorplan 004-Floorplan

Property Description
Wow, wow, WOW — opportunities like this are so rare! Welcome to your dream getaway in Franklin County, NO HOMEOWNERS ASSOCIATION, perfectly positioned with DIRECT SUNRISE and on the 6th hole of the prestigious Waterfront Golf Course. This short-term rentable, fully furnished contemporary charmer is ideal for multi-family ownership, full-time living, or a high-performing rental investment. Designed with flexibility in mind, the home features three distinct living spaces — including a primary suite on each level and a fully equipped apartment with a second kitchen on the lake level. Whether you're hosting guests or generating income, this layout offers incredible versatility. Step outside to enjoy not just one, but TWO private docks! The main dock is an entertainer's dream with a spacious

Details
General Property Description
Property Sub-Type: Single Family Residence
Construction Status: Completed
Residential Type: Detached
Total Acreage: 0.41
Entry Above Grd Fin SQFT: 1645
Upper Above Grd Fin SQFT: 1022
Lower Below Grd Fin SQFT: 1119
Other Above Grd Fin SQFT: 0
Total Fnshd SqFt: 3786
Total Above Grd Fin SQFT: 2667
Grand Total Attached SQFT: 4638
Basement Y/N: Yes
Water Class: Waterfront Property
Length of Waterfront: 103
Total Unfin SQFT: 852
Prim. Covered Prking: Garage Attached
# Prim Cov Spaces: 2
Total Cov'd Prk Spc: 2
Year Built: 1982
Total Bdrm: 5
Total Bths: 4.1
Total F Baths: 4
Total H Baths: 1
Water ID: Smith Mtn Lake
Location, Tax & Legal
Major Area: 04 - Franklin County
Phase: 0
Subdivision Map: The Waterfront
Lot: 7
Block: 0
Tax ID: 031 03 008 00
Annual Taxes: 3707.03
Section: 2
Zoning Code: RPD
POA Y/N: No
Area: 0490 - SML Franklin County
Street Number: 428
Street Name: Anchor
Street Suffix: DR
State/Province: VA
Zip Code: 24121
Subdivision: The Waterfront
Municipality: Franklin County
Elementary School: Dudley
Middle School: Ben Franklin Middle
High School: Franklin County
Remarks & Misc
Directions: (Rt 122) Booker T. Washington Hwy, to Scruggs Rd, L Windlass, L Anchor Dr. to 428 on Right.
Style of House
Contemporary: 1
Limited Service
Not Limited Service: 1
Lot Description
Gentle Sloping: 1
Wooded: 1
Construction
Wood: 1
Basement
Full: 1
Walk-Out Access: 1
Views
Lake: 1
Sunrise: 1
Unfinished Attached SQFT
Entry Above Grd Unfin SQFT: 679
Upper Above Grd Unfin SQFT: 173
Heating
Ductless: 1
Misc Features
Cable TV: 1
Furnished: 1
Underground Util: 1
Cooling
Ductless: 1
Fireplace
# Fireplaces: 2
Living Room: 1
Recreation Room: 1
Water Description
Public: 1
Sewer Description
Private Septic: 1
Water Heater Type
Tank: 1
Interior Features
Central Vacuum: 1
Cathedral Ceiling(s): 1
Ceiling Fan(s): 1
Skylight: 1
Internet Access
Cable: 1
Cur'nt Internet Prov: Shentel
Exterior Features
Balcony: 1
Deck: 1
On Golf Course: 1
Paved Driveway: 1
Porch
Covered Porch: 1
Front Porch: 1
Rear Porch: 1
Appliances
Clothes Dryer: 1
Clothes Washer: 1
Dishwasher: 1
Range Electric: 1
Refrigerator: 1
Wall Oven: 1
Floors
Carpet: 1
Tile - i.e. ceramic: 1
Wood: 1
Boat Dock Desc
Boat Hoist: 1
Floater: 1
Party Deck: 1
Stationary: 1
Storage/Util Bldg: 1
Area Amenities
Private Golf: 1
Windows
Insulated: 1
Exterior Doors
Sliding: 1
Wood: 1
Primary Bedrooms
Primary BR Entry Lvl: 1
Water Htr Energy
Electric: 1
Bedrooms
BR Entry Level: 1
BR Lower Level: 1
BR Upper Level: 3
Water Details
Number Covered Slips: 1
Short Term Rental: 1
Full Baths
Full Baths Entry Lvl: 1
Full Baths Lower Lvl: 1
Full Baths Upper Lvl: 2
Half Baths
Half Baths Entry Lvl: 1
Laundry
Laundry Entry Level: 1
Laundry Upper Level: 1
Contract Information
Current Price: $1,565,000
List Price: $1,565,000
List Date: 2025-06-24
Status: Active
Property Features
Style of House: Contemporary
Limited Service: Not Limited Service
Lot Description: Gentle Sloping; Wooded
Construction: Wood
Basement: Full; Walk-Out Access
Heating: Ductless
Cooling: Ductless
Fireplace: Living Room; Recreation Room
Interior Features: Cathedral Ceiling(s); Ceiling Fan(s); Central Vacuum; Skylight
Exterior Features: Balcony; Deck; On Golf Course; Paved Driveway
Views: Lake; Sunrise
Appliances: Dishwasher; Clothes Dryer; Wall Oven; Refrigerator; Range Electric; Clothes Washer
Misc Features: Cable TV; Furnished; Underground Util
Area Amenities: Private Golf
Floors: Carpet; Tile - i.e. ceramic; Wood
Windows: Insulated
Exterior Doors: Sliding; Wood
Porch: Covered Porch; Front Porch; Rear Porch
Water Description: Public
Sewer Description: Private Septic
Water Heater Type: Tank
Water Htr Energy: Electric
Internet Access: Cable
Boat Dock Desc: Party Deck; Floater; Stationary; Boat Hoist; Storage/Util Bldg
Water Details: Short Term Rental
Supplements
party deck and floater, while the secondary dock provides a peaceful spot for relaxing by the water. Located just six doors down from the waterfront community pool and walking distance to the clubhouse restaurant, you'll enjoy resort-style living every day. Grab your golf cart and hit the course in seconds  this home puts you in the heart of it all.
Room Information
Room Name Level Level
Primary BedroomEntryEntry
Bedroom 2UpperUpper
Bedroom 3UpperUpper
Bedroom 4UpperUpper
Bedroom 5LowerLower
Dining AreaEntryEntry
Family RoomEntryEntry
KitchenEntryEntry
KitchenLowerLower
Living RoomEntryEntry
Recreation RoomLowerLower

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

Last Updated: October - 22 - 2025

All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.